An IBAN identifies the account, a SWIFT code identifies the bank. Here is what each character means, where to find your IBAN number, and which one a payment needs.

A sort code is the six digit number that identifies your UK bank and branch. Here is what each digit means, where to find yours, and how to check one properly.

Wells Fargo, Bank of America and Chase all have offices in Spain and none of them will open you an account. Here is what each one really gives an American in Spain.

Spanish banks charge up to 240 euros a year on an ordinary account. Here are the 7 best banks in Spain ranked on what they actually cost, with every fee named.

Five banks run in both the US and the UK, and only one of them links your accounts. Here is what each actually gives you, with the fees and the conditions in full.

There is no FDIC in Britain. The FSCS covers 120,000 pounds per person per banking licence since December 2025. Here is how it compares, and what it does not cover.

UK bank accounts do not have routing numbers. The sort code is the equivalent, six digits instead of nine. Here is what to use for a payment to Britain, field by field.

Switching bank accounts in the UK takes seven working days and is guaranteed. Here is the timetable, what moves, and the three things that do not, including payments from overseas.

What do you need to open a UK bank account? The exact documents needed to open a bank account in the UK, how recent each must be, and what to do if you have no proof of address.