Privacy Policy

Updated on January 18, 2026

MoneyTransferStore (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains what information we collect, how we use it, and what rights you have under applicable data protection laws, including the General Data Protection Regulation (GDPR).

MoneyTransferStore is a money transfer comparison website. We do not provide money transfer services directly, and we do not process payments on this website.

Quick summary

  • We run a money transfer comparison website.
  • We don’t process payments, and we don’t run user accounts.
  • We collect basic analytics (to improve the site).
  • We use affiliate links, and third parties may use cookies to track referrals.
  • We don’t sell your personal data. Ever.

1) Who We Are (Data Controller)

For the purposes of the General Data Protection Regulation (GDPR), the Estonian Personal Data Protection Act, and any other applicable privacy laws, the data controller responsible for the processing of personal data on this website is:

MoneyTransferStore
Address: Mooni 18-13, Tallinn, Estonia 10613
Email: [email protected]

If you have any questions about this Privacy Policy, want to understand what data we collect, or would like to exercise your GDPR rights, you can contact us at [email protected].

We aim to respond to legitimate requests as quickly as possible, and in line with GDPR timelines. In some cases, we may need to confirm your identity before we can disclose or delete personal data — this is purely to protect your information and prevent unauthorised access.

2) What MoneyTransferStore Does

MoneyTransferStore is a money transfer comparison website built to help people make smarter decisions when sending money internationally.

International transfers can look simple on the surface, but in reality they can get expensive fast — and not always because of obvious “fees”. One of the biggest costs is often hidden in plain sight: the exchange rate you’re offered. Many banks and some providers apply a markup to the real market rate, meaning you may receive less money on the other side even if the transfer fee looks low. That’s exactly the kind of thing we want to make easier to spot.

Our website exists to bring more clarity and transparency to international money transfers by allowing users to compare providers side-by-side using real-world factors that impact the final amount received, including fees, estimated delivery times, and payout options. We also aim to make the comparison process simple enough for everyday users (families, expats, migrant workers, students, freelancers, and small businesses) while still being detailed enough for people who want to understand the numbers properly.

MoneyTransferStore does not provide money transfer services directly. We are not a bank, we are not an EMI, and we do not hold customer funds. We also do not process payments on this website. Instead, we publish information and comparison tools that help users evaluate providers and choose the option that best fits their needs.

When you click on a provider listing, a button, or an outbound link on MoneyTransferStore, you may be redirected to a third-party website (for example, the provider’s official site). Once you leave our website, the provider may collect additional information from you, the provider’s own privacy policy and terms will apply, and the provider may ask you to complete onboarding or verification steps before completing a transfer. We recommend reviewing the privacy policy of any provider you choose to use.

3) What Personal Data We Collect

We keep data collection to a minimum. Depending on how you use the website, we may collect the following categories of data.

3.1 Data you provide to us (Contact Requests)

If you contact us via email or a contact form (if available), we may collect:

  • your name (if you provide it)
  • your email address
  • the content of your message
  • any other information you choose to share

Why we collect it: to respond to your enquiry and provide support.

3.2 Data from your use of the website (Usage & Analytics)

When you browse MoneyTransferStore, we may collect technical and usage data such as:

  • device type (mobile/desktop)
  • browser type and version
  • pages visited
  • time spent on pages
  • clicks and interactions
  • general location (approximate, e.g., country-level)
  • referral source (e.g., search engine or external website)

This data may be collected using tools such as Google Analytics (GA4) and PostHog.

3.3 Comparison inputs (Not saved as personal profiles)

MoneyTransferStore may allow you to input transfer details to compare providers, including:

  • sending country
  • receiving country
  • transfer amount

We do not build personal profiles or store this data as user-specific personal records.

However, some analytics tools may record interaction events in an aggregated or pseudonymised way to help us improve the user experience.

3.4 Affiliate link tracking (Third-party cookies)

MoneyTransferStore uses affiliate links. This means if you click a provider link and later complete a transaction on the provider’s website, we may earn a commission.

Affiliate tracking may involve:

  • referral tracking parameters in the URL
  • cookies placed by third parties
  • conversion tracking managed by the provider or affiliate network

Important: affiliate cookies are typically managed by third parties, not by MoneyTransferStore.

4) What We Do NOT Collect

To keep things clear, MoneyTransferStore does not intentionally collect or process:

  • payment card details
  • bank account details
  • government ID documents
  • sensitive personal data (such as health data, religion, political opinions)

We also do not require users to create an account to use our comparison features.

5) How We Use Your Data

We use the data we collect for the following purposes:

5.1 To operate and improve the website

We use analytics and usage insights to:

  • understand which pages are helpful
  • improve performance and speed
  • identify broken links or bugs
  • improve navigation and user experience

5.2 To respond to messages and support requests

If you contact us, we use your information to:

  • respond to your enquiry
  • provide customer support
  • keep a record of communication (when needed)

5.3 To measure affiliate performance

We use affiliate tracking to:

  • understand which providers users choose
  • measure conversions and referral performance
  • improve comparison accuracy and content quality

6) Legal Bases for Processing (GDPR)

Under GDPR, we must have a lawful basis to process your personal data. Depending on the situation, we rely on:

6.1 Legitimate interests

We process certain data because it is in our legitimate interest to:

  • maintain and improve MoneyTransferStore
  • understand how users interact with our website
  • prevent abuse and keep the platform secure

6.2 Consent

Where required (for example, certain types of marketing cookies or tracking), we will rely on your consent.

At the moment, MoneyTransferStore does not run a dedicated cookie banner. Some third-party services may still place cookies depending on your browser settings and the way tracking is configured.

6.3 Contractual necessity

If you contact us requesting support or information, processing may be necessary to respond to your request.

6.4 Legal obligation

We may process data where required to comply with legal obligations (for example, responding to lawful requests from authorities).

7) Cookies & Tracking Technologies

MoneyTransferStore uses cookies and similar technologies for analytics, performance measurement, and affiliate tracking.

7.1 What are cookies?

Cookies are small text files stored on your device that help websites recognise your browser and remember certain information.

7.2 Types of cookies that may be used

(A) Essential cookies

These cookies help the website function correctly.

(B) Analytics cookies

We use analytics tools such as Google Analytics (GA4) and PostHog to understand website usage.

These tools may collect information such as:

  • pages viewed
  • clicks
  • time spent on site
  • device and browser data

(C) Marketing and advertising cookies

MoneyTransferStore may use tracking technologies such as:

  • Google Tag
  • Meta Pixel

These may help us measure marketing performance and understand which channels drive traffic.

(D) Affiliate tracking cookies

When you click on affiliate links, the provider or affiliate network may set cookies to track referrals and conversions.

8) Affiliate Disclosure (How We Make Money)

MoneyTransferStore contains affiliate links.

This means:

  • if you click a link and sign up or make a transaction with a provider, we may receive a commission
  • you typically do not pay extra because of this
  • commissions help us maintain the website and publish comparison content

We aim to keep our comparisons fair and transparent.

9) Third-Party Websites & Services

MoneyTransferStore links to third-party websites (money transfer providers, banks, EMIs, and affiliate partners).

When you leave our website, your data will be handled under the third party’s own privacy policy.

We recommend reviewing the privacy policies of any provider you use.

10) API Data & Exchange Rates

MoneyTransferStore may display exchange rates and pricing data using official APIs.

At present, we use the XE API for live exchange rate data

We do not send personal user identity data to these APIs. API requests are used to fetch rates and pricing information for comparison purposes.

11) Data Sharing

We may share data with service providers who help us operate the website, such as:

  • analytics providers (e.g., Google Analytics, PostHog)
  • advertising platforms (e.g., Meta)
  • affiliate networks and partner providers (for tracking referrals)
  • hosting and infrastructure providers

We do not sell personal data.

We only share data when it is necessary to:

  • provide the website
  • measure performance
  • maintain security

12) International Data Transfers

Some of the third-party services we use may process data outside the European Economic Area (EEA).

Where international transfers occur, we aim to ensure appropriate safeguards are in place, such as:

  • Standard Contractual Clauses (SCCs)
  • other lawful transfer mechanisms recognised under GDPR

13) Data Retention

We retain personal data only as long as necessary.

13.1 Contact messages

If you contact us, we may retain messages and email correspondence for as long as reasonably necessary to:

  • respond to your request
  • maintain business records
  • handle follow-up questions

13.2 Analytics data

Analytics data may be retained according to the settings of the analytics platforms we use.

14) Security

We take reasonable technical and organisational measures to protect data, including:

  • secure website infrastructure
  • access controls where applicable
  • limiting data collection to what is necessary

However, no online platform can guarantee absolute security.

15) Your Rights Under GDPR

If you are located in the EU/EEA (or your data is processed under GDPR), you have rights including:

  • Right of access — request a copy of your personal data
  • Right to rectification — correct inaccurate data
  • Right to erasure (“right to be forgotten”)
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing based on legitimate interests
  • Right to withdraw consent (where processing is based on consent)

16) Children’s Privacy

MoneyTransferStore is not intended for children under 16.

We do not knowingly collect personal data from children.

17) Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When we do, we will update the “Last updated” date at the top of this page.

18) Contact Us

If you have questions about this Privacy Policy or how we handle your data, contact:

MoneyTransferStore
Mooni 18-13, Tallinn, Estonia 10613
Email: [email protected]