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XE Money transfer Review

Our 2026 Remitly review covers everything: Remitly fees (from $0 on Economy transfers), Remitly exchange rates (1% to 3% FX spread above mid-market), Remitly transfer speed (minutes on Express, 3 to 5 days on Economy), transfer limits, and whether Remitly is safe and legit. Remitly is FCA-authorised in the UK, licensed by FinCEN across all 50 US states, AUSTRAC-registered in Australia, and regulated in 50+ jurisdictions globally. It supports 170+ destination countries including India, the Philippines, Mexico, Nigeria, and Bangladesh. Rated 8.5 out of 10.

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Read our Wise review to learn what Wise is, how Wise works, and whether Wise is safe and legit. Compare Wise transfer fees, Wise transfer rate, transfer limits, and how long Wise international transfers take.