HSBC International Transfer: Fees, Limits and How to Send Money Abroad (2026)
HSBC is the cheapest of the big UK banks for sending money abroad, and it is still about four times the price of a specialist. Both of those things are true at the same time, and the gap between them is where most of this guide sits.
The fee is £5 online, which is a fifth of what Santander charges. On several routes there is no fee at all. But the fee is not the price. HSBC also adds 2.2% to the exchange rate, and on a £1,000 payment that 2.2% is £22 against a £5 fee. The part you can see is under a fifth of what you pay.
There is also a second thing that changes the cost more than the fee does, and almost nobody checks it before sending. If the person you are paying also banks with HSBC, the money never leaves HSBC and nothing is taken along the way. If they bank anywhere else, it travels through SWIFT and one or two banks in the middle can each deduct a handling charge before it lands.
This guide covers what an HSBC international transfer actually costs, how to send one, the limits, the timings, what you pay when money comes in, and the Global Money account that most HSBC customers have never opened.
Find the Best and Cheapest Way to Send Money Abroad
What HSBC costs you depends on the amount, the currency and where it is going, and the answer moves as rates move. Put those in and you will see what each option actually delivers today.
Then read on for the fees, limits and timings.
How HSBC Sends Money Abroad
There are two routes out of an HSBC account, and they behave completely differently. One stays inside HSBC's own network and costs nothing to move. The other uses SWIFT, the international messaging system, where the money passes through other banks that are each entitled to take a cut.
HSBC to HSBC: Free Anywhere in the World
HSBC operates in dozens of countries under its own name. If the person you are paying holds an HSBC account in any of them, your money moves inside HSBC's own books rather than across the banking system. There is no fee, and there is no correspondent bank in the chain to deduct anything.
That second point matters more than the fee. On an ordinary international payment you cannot promise anyone the exact amount will arrive, because banks in the middle take handling charges that nobody controls. On an HSBC to HSBC transfer the full amount lands, because there is no middle.
Almost no other UK bank can offer this, because almost no other UK bank has retail branches abroad. It is the single strongest reason to stay with HSBC if you regularly pay the same person overseas, and it costs nothing to ask them which bank they use.
SWIFT: The Route to Every Other Bank
If the person banks somewhere else, the payment travels over SWIFT. That is a messaging network rather than a pipe, so your money moves from HSBC to one correspondent bank, sometimes two, and only then to the destination account. Each bank in that chain is permitted to deduct a handling charge, typically £10 to £30.
This is why a round number leaves your account and an odd number arrives. HSBC states plainly in its own terms that the receiving bank may charge as well, and that it has no control over what those banks take.
You can sometimes avoid it by choosing to pay all charges yourself, which costs more up front and guarantees the full amount lands. How correspondent charges work, and when paying them yourself is worth it, is in the guide to telegraphic transfer fees.
Where You Send Changes What You Pay
Two payments of £1,000 made from the same HSBC account on the same afternoon can cost wildly different amounts. The variable is not the amount or the currency, it is which bank sits at the other end and whether a conversion happens at all.
Same £1,000, Three Different Prices
One account, one app, one amount. The only thing changing is where the money lands.
- To another HSBC accountno fee and nothing deducted in transit. You only pay anything if the currency changes.
- To a euro account in the EEAno fee and next working day arrival, but 2.2% still applies if the money starts in pounds.
- To a US dollar account elsewhere£5 fee, 2.2% on the conversion, plus whatever correspondent banks deduct on the way.
- What to do about itask the person which bank they use before you send. It takes one message and it is worth more than any fee comparison.
Nothing else on this page moves the price as much as this does, and it is the one variable almost nobody checks before pressing send.
HSBC International Transfer Fees
The HSBC international transfer fee is £5 for an online or app payment, £17 by post, and nothing at all on four separate routes. On top of that sits a 2.2% exchange rate charge that does not appear on your statement and is worth four times the fee on a typical payment.
HSBC Charges £5 Online, and Sometimes £0
The fee depends on how you send and where the money is going. Most people making an HSBC UK international transfer online pay £5, and a significant minority pay nothing without realising it.
How you send it | Fee |
|---|---|
Online or in the app, most countries | £5 |
HSBC account to HSBC account | £0 |
Euros to a country in the EEA | £0 |
From a Global Money account | £0 |
Premier and Private Banking customers | £0 |
By post | £17 |
Santander charges £25 for the same payment and Lloyds charges £9.50, so on the fee alone HSBC is the strongest of the high street banks by a clear margin. The full comparison is in the guide to the best UK banks for international transfers.
The Exchange Rate Charge Is 2.2%
When your pounds become another currency, HSBC does not use the rate you would find on Google. It uses its own rate, set slightly worse, and keeps the difference. HSBC publishes that difference as 2.2% on most amounts, which is more transparency than several of its rivals offer.
The reason it goes unnoticed is structural rather than sneaky. A fee appears as a line on your statement with a name attached. A rate charge arrives as an exchange rate, which looks like a fact about the world rather than a price someone chose.
Amount you change | Charge | What that costs you |
|---|---|---|
Up to £50,000 | 2.2% | £22 on £1,000, £220 on £10,000 |
£50,000 to £100,000 | 2.1% down to 1.9% | about £1,900 on £100,000 |
£100,001 to £250,000 | 1.8% down to 1.3% | about £3,250 on £250,000 |
£250,001 to £500,000 | 1.2% down to 0.8% | about £4,000 on £500,000 |
£500,001 to £1m | 0.7% down to 0.4% | about £4,000 on £1m |
Read the first row again, because it covers virtually every reader of this page. Below £50,000 the percentage does not taper at all: it is 2.2% whether you are sending £200 or £49,000. Why banks price this way, and what the real rate is, is explained in the guide to the mid-market exchange rate.
What £1,000 to US Dollars Costs
Put the two halves next to each other on an ordinary payment and the shape of HSBC's pricing becomes obvious. The £5 is the part you agree to. The £22 is the part you are not shown.
You Pay £5 in Fees. You Pay £27 in Total.
Sending £1,000 from an HSBC current account to a US dollar account at another bank, online.
- Fee£5, displayed clearly before you confirm.
- Exchange rate charge2.2% of £1,000, so £22, applied inside the rate with no line on your statement.
- Totalabout £27, of which £5 is visible.
- The same £1,000 with a specialistabout £6.50, because it uses the real rate and charges a clear fee on top.
HSBC is the cheapest big UK bank on this payment, and it is still costing about £20 more than it needs to. Being best in a group is not the same as being good value.
Scale that up and the shape holds. On £5,000 HSBC takes about £115 and a specialist about £28. On £10,000 it is about £225 against about £52. The fee stays at £5 throughout, which is precisely why comparing fees gets more misleading the larger the payment.
How to Send Money Abroad With HSBC
Everything happens in the app or in online banking, and the process takes about two minutes once you have the recipient's details. What takes longer is getting those details right, because a single wrong character is the most common reason a payment comes back.
How to Send Money in the HSBC App
Open the app, go to Move Money and choose to send money outside the UK. Select or add the person you are paying, enter the country and currency, then the amount. HSBC shows you the exchange rate and the total before you confirm anything.
Read that screen rather than clicking through it. It is the only place the 2.2% is visible, and it is visible as a rate rather than a charge. Search the same currency pair on Google in another tab and compare the two numbers. The gap is what you are paying.
You then choose whether to send in pounds or in the destination currency, which is covered below and matters more than most people assume.
What You Need From the Person You Are Paying
For a payment inside Europe you need their IBAN. Outside Europe you need a SWIFT or BIC code plus their account number, and several countries need a third identifier: a routing number for the United States, a BSB for Australia, institution and transit numbers for Canada, an IFSC code for India.
You also need their full legal name spelled exactly as their own bank holds it. Names are checked at the far end, and a mismatch either bounces the payment back days later or leaves it sitting unallocated. When a payment bounces, the charges already deducted do not come back with it. The full list by country is in the guide to what bank details you need to transfer money.
Copy and paste every identifier rather than typing it. An IBAN can run to 34 characters and there is no spellcheck for bank details.
Send Pounds or Send the Other Currency?
HSBC will ask which currency to send in, and the two options produce genuinely different costs. If you send pounds, the receiving bank does the conversion, picks its own rate, and never shows it to you before or afterwards.
If you convert with HSBC first, you pay the 2.2% but you see the rate on your screen and can walk away from it. Neither option is free. Only one of them lets you know the price before you agree to it.
The exception is when the person receiving the money holds an account in that currency already. Then sending their currency avoids a conversion at their end entirely, which is the cheapest version of this whole transaction.
If You Send Money Every Month
One payment and twelve payments are different financial problems, and the arithmetic is worth doing once. Sending £800 a month to a non-HSBC account costs about £21 a month in rate charge plus £60 a year in fees, which is roughly £310 a year.
The same twelve payments through a specialist cost around £70. That is £240 a year for an afternoon of setup, and it recurs every year you do nothing about it.
When HSBC Does Not Charge a Fee
Four routes carry no fee at all, and between them they cover a large share of what HSBC customers actually do. Knowing which one applies to you is worth more than switching bank.
Sending Euros to Europe
Euro payments to a country in the EEA carry no fee and arrive by the end of the next working day, because they run through SEPA rather than SWIFT. There are no correspondent banks on a SEPA payment, so nothing is deducted in transit either.
No Fee Does Not Mean Free
This is the most common misunderstanding about HSBC's free routes, and it costs real money.
- What is freethe £5 fee, on euros to the EEA, HSBC to HSBC, Global Money and Premier payments.
- What is not freethe 2.2% conversion, which applies any time pounds become another currency.
- On £2,000 to eurosthe fee is £0 and the rate charge is about £44, on a payment advertised as free.
- How to make it actually freesend euros from a euro balance, so no conversion happens at any point.
The only genuinely free international payment available anywhere on this page is one where no currency changes hands.
If you send euros regularly, holding euros removes the charge rather than reducing it. HSBC offers a euro account, and the alternatives are compared in the guides to the HSBC euro account and the best euro account in the UK.
The HSBC Global Money Account
Global Money is the part of HSBC's offering that most of its own customers have never opened, and it is the largest saving available to an HSBC customer who does not want to change bank. It holds over 50 currencies, sends between them with no fee, and comes attached to an ordinary current account at no extra cost.
It does not remove the 2.2% conversion charge, so it is not a specialist account in disguise. What it removes is the £5 fee and, more usefully, the need to convert at the moment of payment. You can hold dollars, euros or the currency you regularly send, and move them when the rate suits you rather than when the bill arrives.
For anyone paid from abroad or paying the same overseas cost every month, that timing control is worth more than the fee it saves.
HSBC International Transfer Limits
The HSBC international transfer limit is £50,000 per payment online, £10,000 by phone, and up to £10m for Premier customers by phone. The online limit is generous by high street standards, and the phone limit surprises people because it works the opposite way round to what they expect.
£50,000 Online, £10,000 by Phone
Most people assume phone banking is the channel for large or unusual payments, because that is how it worked when branches did everything. At HSBC it is the reverse: the app allows five times what the phone does.
Against the rest of the high street, £50,000 per payment sits in the middle. NatWest caps you at £20,000 a day, TSB at £75,000 and Lloyds at £100,000. Nationwide has no limit at all.
If You Need to Send More
Above £50,000 you have three options and they are not equally good. Splitting the payment across two days works but exposes you to an overnight rate move and doubles the fee. Premier customers can send up to £10m by phone. Or you use a specialist, which handles far larger single payments and can fix a rate in advance.
For a property purchase or a completion payment, the rate matters more than any fee. A 3% move between exchange and completion on a £300,000 purchase is £9,000, which dwarfs everything else discussed here. The options are in the guide to transferring large sums internationally.
Why HSBC Asks Questions About Big Payments
Above roughly £10,000 expect to be asked where the money came from and what it is for. This is a legal obligation on every UK bank rather than a judgement about you, and answering quickly is the difference between a one day hold and a two week one.
What to Have Ready for a Big Transfer
Held payments are released fast once the evidence arrives. The delay comes from being asked after the money has already left.
- Where the money came froma completion statement, an inheritance letter, a sale confirmation or recent payslips.
- What it is forthe contract, invoice or deposit request with the recipient's name on it.
- Who the person ishow you know them, particularly if the account name looks unconnected to you.
- Tell them in advancecalling HSBC before a large payment is always faster than explaining afterwards.
On a payment of this size the 2.2% is also worth an hour of your time. At £50,000 it is £1,100, which is more than most people spend on anything else that month.
How Long an HSBC International Transfer Takes
Euro payments to the EEA arrive by the end of the next working day. Everything else takes up to 4 working days, and the variation comes from how many correspondent banks sit in the route rather than from anything HSBC controls.
Europe: Next Working Day
Euro payments inside Europe run on SEPA, a single shared system with one agreed standard. That is why every UK bank quotes the same answer for this route: next working day, no fee, and no correspondent deductions.
Pounds or Swiss francs sent to Europe are slower, because they fall outside SEPA and travel over SWIFT instead. Same continent, different system, and typically two or three extra days.
Rest of the World: Up to 4 Working Days
Payments outside Europe take up to 4 working days depending on the destination and the number of banks in the chain. Each correspondent adds processing time as well as a potential charge, which is why the same route can take two days one month and four the next. The full picture is in the guide to how long an international money transfer takes.
HSBC to HSBC payments are the exception and are usually much faster, often the same day, because they never leave HSBC's own systems.
Send Early in the Week
Every payment has a daily cut-off, and missing it puts your payment into the next working day's batch. Weekends and UK bank holidays are not working days, so a Friday afternoon payment can sit until Monday before it even starts moving.
If the destination country has its own public holiday, add another day at the far end. When rent or school fees are due on the first of the month, send on the Monday or Tuesday before. It costs nothing and it is the only part of the timing you actually control.
Receiving Money From Abroad Into HSBC
HSBC charges £5 to receive an international payment, and applies the same 2.2% if the money needs converting. Sending gets checked and compared. Receiving almost never does, which is exactly why it is where the quiet money goes.
HSBC Charges £5 to Receive Money
The £5 is waived on euros arriving from the EEA, and on payments into a Global Money, Premier, Private Banking or My Accounts arrangement. On anything else, including sterling from abroad, it applies.
You will not be asked to approve it. The charge comes out of the payment before it reaches your balance, so the first you know about it is a number that does not match what the sender told you.
You Also Pay on Money Coming In
If the payment arrives in a currency your account does not hold, HSBC converts it and takes 2.2% on the way through. There is no rate screen, no confirmation and no option to decline, because there is no point in the process at which you are asked.
That makes the receiving side harder to notice and, for anyone paid from abroad, usually the larger of the two costs over a year.
If You Get Paid From Abroad Every Month
Sending is a decision you make. Receiving is something that happens to you, which is why nobody prices it.
- £2,000 a month arriving in dollars2.2% is about £44 a month, so roughly £528 a year.
- Plus the receiving fee£5 each time unless it is euros from the EEA, another £60 a year.
- Into an account that holds dollarsno conversion takes place, so there is nothing to charge.
- Who this affectsfreelancers with overseas clients, landlords with property abroad, and anyone on a foreign pension.
Nearly £600 a year on income you have already earned once, and none of it appears as a fee on any statement.
The fix is to hold the currency rather than converting it on arrival. HSBC Global Money does this inside HSBC, and Wise does it with free account numbers in several currencies. The comparison is in the guide to the best USD bank account in the UK.
HSBC vs Other UK Banks
HSBC comes out ahead of every other traditional high street bank on this, and the margin is larger than most people expect. It is also comfortably beaten by two UK app banks that most readers could open an account with this afternoon.
What Each UK Bank Charges
Two columns, and the second one decides almost everything. A bank with a £5 fee and a 2.2% rate charge beats a bank with a £0 fee and a 3.5% rate charge on anything above about £150, which is the opposite of what the advertised fees suggest.
Bank | Fee | Exchange rate charge | £1,000 to US dollars |
|---|---|---|---|
Starling | 30p to £5.50 | 0.4% | about £4.30 |
Monzo | Shown before you send | No bank margin | about £8 |
HSBC | £5 online, £0 on some routes | 2.2% up to £50,000 | about £27 |
NatWest | £0 standard, £15 urgent | Up to 2.75% | about £27.50 |
Nationwide | £15 SWIFT, £0 SEPA | 2.2% | about £37 |
TSB | £10 to £17.50 | 3.20% to 3.65% by currency | about £42 |
Lloyds and Halifax | £9.50 | 3.55% | about £45 |
Santander | £25 | 3% under £10,000 | about £55 |
Barclays | £0 online, from £15 branch | Not published | unknown |
Barclays is the one that cannot be placed. It charges nothing to send online and publishes no exchange rate charge anywhere, so its total cannot be worked out in advance. Each of these has its own guide: Santander, Lloyds and Monzo.
The Cheapest Bank Is Not the Cheapest Way
Winning this table is a narrower achievement than it looks. Every traditional bank here makes its money the same way, on the exchange rate, so they are competing over a percentage point or two on top of a charge that specialists do not levy at all.
Starling charges 0.4% and moves the same money through the same networks. That is the evidence that 2.2% is a margin rather than a cost of doing business. HSBC is simply taking less of it than Lloyds.
When HSBC Gets Cheaper
There are three situations where staying with HSBC is genuinely the right answer, and they are worth knowing before you open another account.
The first is paying another HSBC customer, where nothing is charged and the full amount arrives. The second is euros to the EEA from a euro balance, which costs nothing at all. The third is Premier or Private Banking, where the fee disappears on every route.
Outside those three, HSBC is the best of an expensive group. That is worth something if you do not want another app on your phone, and worth about £20 per £1,000 if you do.
Cheaper Ways to Send the Same Money
Specialists price the same transaction differently. They use the mid-market rate, the number Google returns, and charge a visible fee on top. Nothing sits inside the rate, so both halves of the price are on the screen before you commit.
All three below are authorised by the Financial Conduct Authority and must hold customer money separately from their own. None is a bank, so your money is safeguarded rather than covered by the Financial Services Compensation Scheme. That is a different protection rather than an absent one, but it is worth understanding before moving a large sum.
Wise
Wise uses the real exchange rate and shows the fee as a separate line. On £1,000 to US dollars it costs about £6.50 against HSBC's £27, and the gap widens with the amount: about £28 against £115 on £5,000.
It also issues account numbers in several currencies at no cost, which solves the receiving problem as well as the sending one. That is the same job HSBC Global Money does, without the 2.2%. The full assessment is in the Wise review.
What it does not do: no branches, no overdraft, no cash payout and no FSCS cover. HSBC also reaches destinations Wise does not, and a Premier relationship buys you a person to call. On a £200,000 completion payment those things carry weight.
Remitly
Remitly is built for sending money home to family, and it is strongest across South Asia, the Philippines, Latin America and much of Africa. Those are the corridors where a SWIFT payment from any UK bank is slowest, most opaque and most likely to arrive short.
It can pay out as cash for collection or into a mobile wallet, neither of which HSBC offers. Where the person receiving does not have a bank account, that is not a convenience, it is the whole transaction.
You also choose between fast and cheap. Express arrives in minutes at a higher price, Economy takes a few working days at a lower one. HSBC charges £5 either way and gives you no say in the trade.
Xe
Xe covers a wide range of currencies and is built around larger transfers. You can set a rate alert, or lock today's rate for a payment you will not make for months, which no UK bank offers a personal customer.
On a £300,000 property, a 4% move in the rate between exchange and completion is £12,000. That is larger than every fee discussed on this page put together, which is why rate certainty beats pricing on a payment of that size.
For small everyday payments Wise and Remitly beat it comfortably. Xe earns its place on large or planned transfers, and it gives you a named person to deal with.
Find the Cheapest Option for Your Amount
Which one wins depends on the amount, the currency and the destination, and it moves with the rate. Sending £300 to Manila and £80,000 to a Spanish notary are different problems with different answers.
Check your own numbers rather than trusting any rule, including the ones on this page. The method is in the guide to the cheapest international money transfer.
Frequently Asked Questions
What is the HSBC international transfer fee?
£5 for a payment made online or in the app to most countries, and £17 by post. Four routes carry no fee at all: HSBC account to HSBC account anywhere in the world, euros to a country in the EEA, payments from a Global Money account, and any payment made by a Premier or Private Banking customer. On top of the fee, HSBC adds 2.2% to the exchange rate, which is £22 on £1,000.
How do I send money abroad with HSBC?
Open the app, go to Move Money and choose to send money outside the UK. Add the person you are paying with their IBAN, or their SWIFT code and account number, then enter the country, currency and amount. HSBC shows the exchange rate and the total before you confirm. Check that rate against Google before pressing send, because it is the only place the 2.2% is visible.
Is HSBC the cheapest UK bank for sending money abroad?
It is the cheapest of the traditional high street banks. £5 plus 2.2% comes to about £27 on £1,000, against about £45 at Lloyds and about £55 at Santander. It is not the cheapest UK bank overall: Starling charges about £4.30 and Monzo about £8 on the same payment, and both are fully licensed UK banks with the same FSCS protection.
Does HSBC charge to send euros to Europe?
There is no fee on euro payments to a country in the EEA, and they arrive by the end of the next working day. But the 2.2% exchange rate charge still applies if the money starts in a pounds account. On £2,000 that is about £44 on a payment advertised as free. Sending euros from a euro balance avoids it entirely, because no conversion happens.
What is the HSBC international transfer limit?
£50,000 per payment online or in the app, and £10,000 by phone. Premier customers can send up to £10m by phone. The online limit is higher than NatWest's £20,000 and lower than Lloyds' £100,000. People are often caught out by the phone limit, because it is five times lower than the app rather than higher.
How long does an HSBC international transfer take?
Euro payments to the EEA arrive by the end of the next working day, because they run on SEPA. Everything else takes up to 4 working days, depending on how many correspondent banks are in the route. HSBC to HSBC transfers are usually much faster, often same day, because the money never leaves HSBC's own systems.
Does HSBC charge to receive money from abroad?
£5, unless the money is euros arriving from the EEA or is paid into a Global Money, Premier, Private Banking or My Accounts arrangement. If the payment arrives in a currency your account does not hold, HSBC also applies the same 2.2% on the conversion. There is no rate screen and no confirmation on money coming in, so most people never notice it.
What is HSBC Global Money?
A multi-currency account that holds over 50 currencies, comes free with an ordinary HSBC current account, and sends internationally with no fee. It does not remove the 2.2% conversion charge, so it is not a substitute for a specialist. What it does remove is the need to convert at the moment of payment, which lets you hold a currency and change it when the rate suits you.
Should I send pounds or the other currency with HSBC?
Convert with HSBC first in almost every case. If you send pounds, the receiving bank performs the conversion, picks its own rate and never shows it to you. If you convert first you pay 2.2%, but the rate is on your screen where you can check it against Google and walk away. The exception is when the recipient already holds an account in that currency.
What is the cheapest way to send money abroad from HSBC?
Paying another HSBC account costs nothing and the full amount arrives, because no correspondent bank is involved. Sending euros to the EEA from a euro balance is also completely free. For anything requiring a conversion, a specialist using the real exchange rate is usually cheaper, at about £6.50 on £1,000 against HSBC's £27.
Is HSBC safe for sending money abroad?
Yes. HSBC UK Bank plc is regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and deposits are protected by the Financial Services Compensation Scheme up to the standard limit. Safety is not the question with HSBC. The 2.2% on every conversion, in both directions, is.
Should You Use HSBC to Send Money Abroad?
If the person you are paying banks with HSBC, or you are sending euros into the EEA, stop reading and use HSBC. Those routes cost nothing, the full amount arrives, and nothing on this page beats free.
If you are choosing between high street banks, HSBC wins clearly. £5 and 2.2% is the best combination available from a traditional UK bank, and against Lloyds' 3.55% it saves about £18 on every £1,000 you send.
For everything else, the honest answer is that HSBC is the best of an expensive group. About £27 on £1,000 against about £6.50 through a specialist is a gap of roughly £20 per payment, and around £240 a year for someone sending monthly.
And if money comes in from abroad as well as going out, price that side too. At 2.2% on £2,000 a month, the receiving cost is about £528 a year and it never appears as a fee on anything.
Sources
Every fee, charge, limit and timing on this page comes from HSBC's own published material and was checked in August 2026. Bank pricing changes with little notice, so verify the figure that applies to you before you send.
- HSBC UK, International money transfer, the £5 fee, free EEA euro payments, the 2.2% rate charge and the £50,000 online limit.
- HSBC UK, Global Money account, the 50 plus currencies, the fee free sending and how it attaches to a current account.
- HSBC UK, Global Transfers, how HSBC to HSBC payments move between countries.
- HSBC UK, Using your card abroad, fees and charges explained, the published exchange rate margin bands.
- Financial Conduct Authority, Financial Services Register, to confirm HSBC, Wise, Remitly and Xe are authorised.
- Financial Services Compensation Scheme, what is covered for banks and building societies, the protection limit and what falls outside it.
Prices for Wise, Remitly and Xe were checked on the same day. The method behind these cost calculations is set out in the guide to how banks charge for money transfers.
Mohammad Humaid
Verified AuthorMo is the founder of MoneyTransferStore. As an expat who has experienced the challenges of sending money across borders himself, he set out to help others like him avoid hidden fees and unfair exchange rates on international transfers. With a background spanning fintech, payments, and Web3, Mo brings years of practical experience to building a platform focused on transparency and trust.
