Wise vs Revolut (2026): Banking, Fees and Transfers Compared

In our Wise vs Revolut ratings, Wise scores 10 out of 10 for fees and exchange rates and Revolut 8. Wise has no monthly fee and charges the same transparent price on any day and for any amount. Revolut's Standard plan is free too, but what you pay for currency exchange, and which extras you get, depends on which of its five plans you choose.

That is the real story behind Wise vs Revolut fees. With Wise you always know the formula: the mid-market rate plus a small fee. With Revolut the price depends on three things: your plan, how much you have already exchanged this month, and when you press send.

Wise vs Revolut Account and Plan Fees

Opening either account is free. Wise has one personal account with no monthly fee: you pay £7 once for the physical card, then pay only when you convert, send money or withdraw cash above the free allowance. Revolut has five personal plans. Standard is free, and the paid plans add higher exchange allowances, better savings rates, insurance and travel perks.

A paid plan only makes sense if you use what it adds. Premium at £8.99 a month is £107.88 a year, which you would need to win back in exchange fees saved or extra interest earned. Wise's costs, by contrast, scale only with what you actually do. Prices shown are Revolut's current prices for new customers.

How Wise Charges for International Transfers

Wise converts every transfer at the mid-market exchange rate and charges a fee made up of a small fixed amount plus a percentage that depends on the currency pair. In October 2026 the fee on £1,000 from GBP to EUR was £3.81, about 0.38%, and on £5,000 it was £16.96, about 0.34%. Sending £1,000 to US dollars cost £4.60 and £1,000 to Indian rupees cost £5.14.

The price is the same at 3am on a Sunday as it is at noon on a Tuesday, and there is no monthly limit after which it goes up. Wise also lowers its percentage for customers who convert large amounts each month, so the fee falls further on big transfers. The full cost, including the exact amount the recipient gets, is shown before you confirm.

How Revolut Charges for International Transfers

Revolut's pricing has two parts, and understanding them is the key to any Revolut vs Wise comparison. The first is a transfer fee. Euro payments within the Single Euro Payments Area are free, and since 14 October 2026 most other international payments in the recipient's local currency carry a small fixed fee: from a GBP account it is £0.75 to send US dollars, £0.35 to India and £0.30 to Australia. Sending a major currency to a country where it is not the local currency costs a flat £3, or £5 for other currencies.

The second part is the exchange. Revolut uses its own Revolut exchange rate, which it sets and which changes constantly, and adds an exchange fee where one applies. Its own US site describes this as a competitive rate with an embedded mark-up. On weekdays, exchanges inside your plan's monthly allowance carry no extra fee. Above the allowance, and at weekends on the cheaper plans, percentage fees kick in, and that is where most of the cost of a Revolut transfer sits.

Wise vs Revolut Exchange Rate: Mid-Market vs Revolut Rate

On the Wise vs Revolut exchange rate question, Wise has the simpler and more predictable answer. It promises the mid-market rate on every conversion. Revolut does not promise the mid-market rate: it applies its own rate and then the plan rules set out in its UK fee schedule, summarised below.

Revolut's weekend window runs from 5pm on Friday to 6pm on Sunday, Eastern Time, which is usually 10pm Friday to 11pm Sunday in the UK. The allowance covers every exchange you make, including card payments abroad and crypto, and it resets on a rolling monthly basis, so holiday spending can use it up before you send a transfer. Read more about how hidden exchange rate costs work.

Wise vs Revolut Fees: £1,000 and £5,000 Worked Example

Here is what the fees look like on two common transfers from GBP to EUR, using Wise's quotes from October 2026 and Revolut's published UK fee schedule. Revolut's figures are its fees only, and the Revolut rate it applies may differ slightly from the mid-market rate Wise uses.

In this Revolut vs Wise example, a small weekday transfer within the free allowance costs less with Revolut. The picture flips quickly. Send £5,000 on the free plan and the 1% fair usage fee on the £4,000 above the allowance comes to about £40, more than twice Wise's £16.96. Do it on a Saturday and the weekend fee stacks on top, taking Revolut's fees to about £90.

Premium removes both fees, but at £8.99 a month it costs about £108 a year. That only pays off if you convert large sums of major currencies every month, and even then you are relying on Revolut's own rate rather than a guaranteed mid-market rate.

Is Revolut Cheaper Than Wise?

Is Revolut cheaper than Wise? Sometimes, and it is worth being clear about when. On the free plan, weekday conversions of up to £1,000 a month carry no exchange fee and euro transfers within Europe are free, so a small weekday transfer to a euro account can cost less with Revolut. Paid Revolut plans remove the allowance and the weekend fee altogether.

Outside those conditions Wise is usually cheaper, and it is never more expensive because of the calendar. If you send at weekends, convert more than £1,000 a month on the free plan, or want a guaranteed mid-market rate, Wise is the stronger choice. The honest way to settle Revolut or Wise for a single transfer is to check both apps for your exact amount on the day.

Wise vs Revolut for Large Transfers

For large transfers the gap widens on Revolut's free and Plus plans, because the 1% or 0.5% fee applies to everything above the allowance. A £20,000 transfer on Standard would carry about £190 in fair usage fees on a weekday. Wise's percentage fee is lower to begin with and falls further with volume, and the whole cost is shown before you commit.

Large transfers also trigger more checks at both companies, so expect to be asked about the source of funds. Our guide to transferring large sums of money abroad covers the documents to have ready before you send.

Fees for Getting Paid and Adding Money

Receiving money is where the two differ quietly. Wise gives you free account details in 22 currencies, and receiving domestic payments in AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD and USD is free. Payments that arrive by SWIFT carry a small fixed fee: £2.16 for GBP, €2.39 for EUR and $6.11 for USD wires. Adding money by bank transfer in the same currency is free.

Revolut does not charge to add money by bank transfer to your home account or with a UK or EEA debit card, and its fee schedule lists £8 for adding money to its US account details by Fedwire. The bigger difference comes next: on Revolut, converting what arrives counts towards your monthly allowance and weekend rules, while on Wise it converts at the mid-market rate whenever you choose.

What a Bank Would Charge Instead

Both apps are far cheaper than a high street bank. On the same £5,000 GBP to EUR transfer, Barclays' exchange rate carried a markup of about 2.7% over the mid-market rate, so the recipient would get €5,796.09 against about €5,940 with Wise: roughly €144, or about £120, less. In quotes collected the same week, HSBC delivered €5,822.00 and Lloyds €5,796.68.

That is why the Wise vs Revolut question matters less than the decision to stop using a bank for currency in the first place. See how the big names compare in our guide to the best UK banks for international transfers, or check Barclays international transfer fees if that is your bank.

The quickest way to see the Wise vs Revolut fees on your own amount is to price it on Wise first, then check the same transfer in the Revolut app on the day you plan to send.

Which is better, Wise or Revolut, on speed? In our Wise vs Revolut ratings, Wise scores 9 out of 10 for transfer speed and Revolut 8. Wise is faster on international routes because it plugs directly into domestic payment systems and pays out locally in many countries, while Revolut is fastest inside the UK and Europe and leans on SWIFT and payment partners for many routes beyond.

Wise says 75% of its payments in the final quarter of its 2026 financial year were completed in under 20 seconds. During that year it went live with direct connections to the domestic payment systems of Brazil and Japan, which it says cut both cost and delivery time on those routes.

How Fast Is Wise?

On major routes Wise is often close to instant. Its quotes for £1,000 from GBP to EUR and GBP to INR showed delivery in seconds, while a GBP to USD transfer was estimated to arrive the same day. Where a Wise transfer takes longer, it is usually because of how the payment is funded, a security check, or the recipient bank's own processing.

Wise shows a delivery estimate before you pay and tracks the transfer step by step in the app. Because it holds money in local accounts around the world, a pound sent from the UK usually does not travel as a SWIFT payment at all: Wise pays the recipient from its local balance in the destination country.

How Fast Is Revolut?

Revolut is instant between Revolut accounts anywhere in the world, and quick on local rails. Its UK help centre says outgoing local transfers can take up to one business day, SEPA Instant euro transfers should arrive within minutes and regular SEPA transfers can take up to two business days.

For international transfers that go over SWIFT, Revolut says to allow up to two business days, and its own blog notes three to five business days for remote destinations and less common currencies. SWIFT payments can also pass through intermediary banks that deduct their own fees, which is why Revolut offers a paid Pay All Fees option to guarantee the recipient gets the full amount.

Wise vs Revolut Speed by Route

The table compares typical Revolut vs Wise delivery times on the routes UK senders use most. Times are each company's own estimates and can vary with checks and bank holidays.

Speed matters most when money is time sensitive, such as rent, a deposit or a supplier invoice. For a wider look at the options, see the fastest way to send money internationally.

Wise vs Revolut for International Transfers: Why Wise Is Faster

On speed, the Revolut vs Wise gap comes down to infrastructure. A traditional international payment travels over SWIFT, a messaging network that passes the payment between correspondent banks, each of which can add time and a fee. Wise avoids that on most routes by holding money in local accounts and connecting directly to payment systems such as the UK's Faster Payments, which is why so many transfers settle in seconds.

Revolut does use local rails where it has them, including Faster Payments in the UK and SEPA Instant in Europe, so inside those regions it is fast too. The difference shows on wider international routes, where more Revolut payments go over SWIFT or through partners. If you want to understand the SWIFT side, read how long a wire transfer takes.

Getting Paid: Salary and Incoming Payments

Revolut has one speed feature Wise does not match: Early Salary, which pays BACS salaries up to 24 hours early once your salary is switched to Revolut. If you are paid monthly by BACS and like having the money a day sooner, that is a genuine everyday advantage.

Wise receives domestic payments such as Faster Payments in the UK and SEPA in Europe like any local account, so money sent from another bank usually lands quickly, and same-currency payments from other Wise users arrive in a flash. Where Wise pulls ahead is foreign income: a client paying you in US dollars or euros can use your local Wise account details instead of an international wire.

How to Transfer Money Between Wise and Revolut

Can you transfer money from Wise to Revolut, or from Revolut to Wise? Yes, and it is simple, because both give you UK account details with a sort code and account number. To transfer from Revolut to Wise, send pounds to your Wise GBP account details as a normal UK payment; local payments are free on Revolut's Standard plan. To transfer money from Wise to Revolut, add your Revolut sort code and account number as a recipient in Wise and send pounds the same way, with any fee shown before you confirm.

For euros, send to the IBAN shown in each app as a SEPA payment, which is free to send from Revolut within Europe. Avoid converting currency twice: decide which app does the conversion, ideally the one that is cheaper for that amount on that day, and move the money in the currency you already hold. Our guide on how to transfer money from one account to another covers the basics.

What Can Delay a Wise or Revolut Transfer

Both apps can be slowed down by the same things. A first transfer, a large amount or an unusual payment pattern can trigger an identity or source-of-funds check, and transfers sent late on a Friday or before a bank holiday may wait for the next working day. Revolut also notes that the receiving bank's systems and intermediary checks can add time on SWIFT payments.

To keep things moving, verify your account fully before you need it, double-check the recipient's details, and send important transfers early in the working week.

Yes, both Wise and Revolut are safe, and in our Wise vs Revolut ratings both score a perfect 10 out of 10 for safety and trust. They are regulated in the UK and in every major market they serve, they follow the same anti-fraud and anti-money laundering rules as banks, and each one serves tens of millions of customers.

Where they differ in this Revolut vs Wise comparison is how your balance is protected. Wise is an electronic money institution, so your money is safeguarded rather than covered by the Financial Services Compensation Scheme. Revolut now runs a UK bank, so once your account moves to Revolut Bank, eligible deposits are FSCS protected up to £120,000.

Is Wise Safe?

Yes, Wise is safe. Wise Payments Limited is authorised by the Financial Conduct Authority as an electronic money institution, firm reference 900507. It must keep customer money separate from its own, and it holds that money with large banks including Barclays, Citibank and JPMorgan, or in secure liquid assets, mainly government bonds. Wise does not lend your money out.

Wise is also a listed company, on Nasdaq and the London Stock Exchange, which means its results are audited and public. Its 2026 figures show 18.9 million active customers and $243.5 billion in cross-border volume, so this is not a small start-up holding your money.

Is Revolut Safe?

Yes, Revolut is safe. Revolut Bank UK Ltd is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA, Financial Services Register number 981170, and the PRA lifted the restrictions on its banking licence on 11 March 2026. Customers are being moved to the bank in batches, and until your account moves it sits with Revolut Ltd, an FCA-authorised electronic money institution (firm reference 900562) that safeguards your funds.

In Europe, Revolut operates through a bank licensed in Lithuania and supervised by the Bank of Lithuania and the European Central Bank, and in 2026 it applied for a US banking charter. With more than 80 million retail customers, it is one of the largest digital finance companies in the world.

Is Wise FSCS Protected? Is Revolut FSCS Protected?

Is Wise FSCS protected? Not for money held in your Wise account. Wise is an electronic money institution, so that money is safeguarded instead. The exception is money you choose to invest through Wise Assets, the Interest and Stocks features, which is eligible for FSCS protection up to £85,000 as an investment.

Is Revolut FSCS protected? Yes, once your account has moved to Revolut Bank UK: eligible deposits are covered up to £120,000 per person, a limit that rose from £85,000 on 1 December 2025. Revolut's Instant Access Savings are held with ClearBank and protected by the FSCS up to £120,000 through ClearBank. Before your account moves, Revolut e-money balances are safeguarded, in the same way as Wise's.

Safeguarding and FSCS cover both protect you if a firm fails, but in different ways. Safeguarding ring-fences customer money so it is returned to customers rather than used to pay other creditors, while the FSCS is a government-backed compensation scheme. For money passing through on its way somewhere else, the difference rarely matters. For a large balance held for months, Revolut Bank's FSCS cover is an extra layer Wise does not offer. Our guide to the safest way to send money internationally goes deeper.

Revolut vs Wise Trustpilot Scores and Reviews

Customers rate both apps highly on Trustpilot. Revolut has the higher score and nearly half a million reviews, while Wise sits a little lower from around 300,000.

The complaints are similar for both. Negative Wise reviews mostly describe account closures, verification holds and difficulty reaching a person. Negative Revolut reviews mostly describe cards or accounts frozen during a payment and slow resolution through in-app chat. Both are side effects of strict anti-fraud checks, and both usually resolve once documents are supplied.

How to Stay Safe With Either App

Whichever you choose, the biggest risk is not the company failing but a scam. Never move money because someone has called, texted or messaged you claiming to be from Wise, Revolut or your bank, and never share a one-time passcode.

• Turn on app security: biometric login, card freezing and spending notifications
• Check the recipient: confirm the name and account details before every first payment
• Keep documents ready: ID and proof of address for verification requests
• Use official channels only: the help section inside the app, never links in messages

In our Wise vs Revolut ratings, Wise scores 9.5 out of 10 for service quality and Revolut 9. Revolut is the more complete everyday bank account, with salary switching, savings, budgeting and investing in one app, while Wise is the stronger tool for holding, receiving and spending money in other currencies.

Both apps are polished, quick to open and highly rated in the app stores. The Revolut vs Wise choice on service comes down to whether you want one app for everything or the best tool for money that moves between currencies.

Wise vs Revolut Account Features for Everyday Banking

If you want one account for salary, bills and spending, Revolut is built for the job. It supports the Current Account Switch Service, so your salary, Direct Debits and balance move across automatically; Early Salary pays BACS salaries up to a day early; and Pockets let you set money aside for bills and subscriptions. Joint accounts and Kids and Teens accounts are available too.

Wise can do much of the same, but it is not designed to be your only bank. You can be paid your salary into Wise, set up Direct Debits from GBP, EUR, USD, AUD and CAD account details, and schedule regular payments. There are no overdrafts, loans or credit cards, and budgeting tools are basic.

If you are choosing a main current account, the Revolut current account is the more complete of the two. Wise works best alongside it, or alongside any high street account, as the place you hold and move other currencies.

Savings and Interest: Wise vs Revolut

Revolut pays interest through Instant Access Savings, held with ClearBank, at 2.9% AER on Standard and Plus, 3.25% on Premium, 3.4% on Metal and 4% on Ultra on balances up to £200,000. It is a savings deposit: interest is paid daily, there is no minimum, and the money is FSCS protected up to £120,000 through ClearBank.

Wise takes a different route. Its Wise Assets feature, offered through Wise Assets UK, invests your balance in a money market fund run with BlackRock, and showed a variable return of 3.29% on GBP after its 0.55% annual fee in September 2026. You can keep spending the money while it earns, but it is an investment, so capital is at risk and returns are not guaranteed.

On the free plans, Wise's fund return is slightly higher than Revolut's 2.9%, but Revolut pays a stated interest rate on a protected deposit, while Wise's return depends on how the fund performs. Rates in both apps move with the Bank of England base rate, so check the current figures before you move savings.

Multi-Currency Accounts and Account Details

Is Wise better than Revolut for receiving money from abroad? Yes. Wise gives you account details in 22 currencies and free domestic receiving in nine of them, including GBP, EUR and USD, so a client or employer abroad can pay you like a local. You can hold 40+ currencies and convert between them at the mid-market rate whenever you choose, which is why freelancers and expats rely on it.

Revolut lets you hold and exchange 30+ currencies and spend in more than 150, and gives UK customers an account number and IBAN for receiving money. Exchanges follow the plan rules covered in the fees section. If you need euros from the UK, our guide to the best euro account in the UK explains where Wise fits.

Revolut vs Wise App Experience

Is Revolut better than Wise as an everyday app? For most people, yes. The Revolut app does far more: savings, budgeting, stocks, crypto, commodities, insurance, mobile data plans and travel perks such as airport lounge access on the higher plans. The trade-off is complexity, because fees and limits vary across five plans and the same exchange can cost different amounts on different days.

The Wise app is narrower and simpler. It is designed around moving and holding money across currencies, shows the full cost of every conversion upfront, and has far fewer menus to learn. UK Revolut accounts are also moving from e-money accounts to full bank accounts, which happens in batches with at least two months' notice.

Wise Card vs Revolut Card for Spending Abroad

The Wise card vs Revolut card choice follows the same pattern as transfers, because the Wise vs Revolut exchange rate rules apply to card payments too. Both cards spend in dozens of currencies with no foreign transaction fee, but the Wise card always converts at the mid-market rate with a small conversion fee, while Revolut card payments abroad count towards your monthly exchange allowance and can attract the weekend fee on the free plan.

In the Revolut card vs Wise card match-up, Revolut is very cheap for a weekday city break inside the allowance. For a longer trip, frequent travel or bigger spending, the Wise card's fixed pricing is easier to live with. Read our full Wise card review for the details.

Wise vs Revolut for Travel

Is Wise or Revolut better for travel? Wise vs Revolut for travel comes down to how long you are away and when you spend. For short weekday trips on the free plans, Revolut is very cheap: card payments within your £1,000 monthly allowance carry no exchange fee and the standard card is free. For longer trips, weekend spending or bigger budgets, Wise is usually cheaper because its card converts at the mid-market rate every day with no allowance to run out.

Revolut's paid plans add travel extras Wise does not offer: Metal includes travel insurance, and Ultra adds unlimited airport lounge access and cancellation cover. Whether they are worth £16.99 or £60 a month depends on how often you fly. Whichever card you use, pay in the local currency rather than letting a shop or cash machine convert to pounds for you.

Customer Support: Revolut vs Wise

Revolut offers 24/7 support through in-app chat, which handles most questions quickly but is where many of its negative reviews come from when an account is restricted. Wise offers help through its help centre and online messaging, with phone support available for some issues. On Trustpilot, Wise replies to 78% of negative reviews and Revolut to 57%.

In practice both resolve routine issues quickly and both can be slow when a compliance team is involved. Respond to document requests promptly and keep a record of every conversation.

Wise Business vs Revolut Business

For companies, the Wise Business vs Revolut Business choice comes down to how you pay for it. Wise Business has no monthly fee: you pay a one-off £50 to unlock account details in 22 currencies, then a fee on each transfer from 0.24%. Revolut Business charges a monthly plan fee from £10 (Basic) to £125 (Scale), with a free monthly exchange allowance and a per-transfer fee on international payments.

So in Revolut Business vs Wise Business terms, a company converting large monthly volumes may get value from a Revolut Grow or Scale allowance, especially if it also wants expense cards and payroll tools. A small business or freelancer making occasional international payments usually pays less with Wise, because there is no subscription to cover. Our guide to international business money transfers compares the wider options.

Our Wise vs Revolut verdict: Revolut is the better everyday bank account, and Wise is the better account for international money. Revolut gives you a full UK bank with FSCS protection, salary switching, savings at up to 4% AER and budgeting in one app. Wise gives you the mid-market rate and the same transparent fee at any time, a network that gets most payments there in seconds, and account details for getting paid in 22 currencies.

Which is better, Wise or Revolut, on price? For a small weekday transfer within Revolut's free allowance, Revolut can cost less. For weekend transfers, larger amounts on the free plan, or anyone who wants to know the exact cost every time, Wise is cheaper or more predictable. If you are deciding Revolut or Wise for one big transfer, check both on the day.

Overall, Wise scores 9.5 out of 10 and Revolut 8.5 in our Wise vs Revolut ratings, which weigh cost, speed, safety and service for moving and managing money across currencies. Both are far better value than a high street bank for anything involving a foreign currency, and both are equally safe.

Wise or Revolut: Our Verdict by Use Case

Here is how the Wise or Revolut decision works out in the situations readers ask us about most.

So is Revolut better than Wise? As a main bank account, often yes. Is Wise better than Revolut for international transfers? In most cases yes, and that is the job this site compares. On Wise vs Revolut for international transfers specifically, Wise comes out ahead on cost, speed and receiving money.

Who Should Use Wise?

Wise9,5

Leer nuestra reseñaIr a Wise

Comisiones y tipos de cambio10,0

Velocidad de transferencia9,0

Seguridad y confianza10,0

Servicio y calidad9,5

Wise suits anyone whose money regularly crosses a border: people sending money to family abroad, expats paid in one currency and spending in another, freelancers paid by overseas clients, frequent travellers, and anyone making a large one-off transfer such as a house deposit. It is also the stronger choice if you send at weekends or simply want to see the exact cost before you commit.

It is less suited to someone who wants a single bank for everything, needs an overdraft or credit, or wants FSCS protection on a large long-term balance. For those needs, Wise works best alongside a main bank account rather than replacing it. If you are weighing other specialists too, see our Remitly vs Wise comparison.

Who Should Use Revolut?

Revolut8,5

Leer nuestra reseña

Comisiones y tipos de cambio8,0

Velocidad de transferencia8,0

Seguridad y confianza10,0

Servicio y calidad9,0

Revolut suits people who want a modern main bank account: salary paid in up to a day early, bills by Direct Debit, savings at a competitive rate, budgeting and investing in one app, all with FSCS protection once your account has moved to the bank. Is Revolut a bank you can rely on as your main account? Yes, and it also works well for occasional travellers on the free plan who stay within the £1,000 monthly allowance.

It is less suited to anyone who sends money at weekends, makes large transfers on the free plan, or wants a guaranteed mid-market rate without paying a monthly fee. If you are comparing main accounts more widely, our guide to the best banks in the UK sets out the alternatives.

Using Wise and Revolut Together

Is Wise or Revolut better for you? Many people never settle the Revolut vs Wise question at all. A common setup is Revolut as the main bank account for salary, bills and savings, and Wise for international transfers, foreign income and spending abroad. Both apps are free to open, and moving money between them takes a normal UK bank transfer, as covered in the Transfer Speed section above.

If you do keep both, the Revolut or Wise rule of thumb is simple: keep your everyday money and savings in Revolut, use Revolut for small weekday conversions inside your allowance, and use Wise for weekends, large amounts and anything where you want to see the full cost upfront.

How to Compare Wise and Revolut Before You Send

A side-by-side check takes two minutes and is the only reliable way to settle Wise vs Revolut for a specific transfer.

1. Enter the same amount in both apps: use the amount you actually plan to send
2. Check the day: on Revolut's Standard or Plus plan, a weekend exchange costs more
3. Check your Revolut allowance: see how much you have already exchanged this month
4. Compare the amount received: the figure in the recipient's currency is what matters
5. Check the arrival time: especially for SWIFT routes outside the UK and Europe

For a wider view of the market, see our guide to the cheapest international money transfer, and if you are weighing PayPal too, read our PayPal vs Wise comparison.

Sources and References

• Revolut, Personal Fees (Standard), UK: revolut.com/legal/standard-fees
• Revolut, International Payment Fees from 14 October 2026: revolut.com/legal/international-payment-fees
• Revolut Help, currency exchange fees and limits: help.revolut.com, exchange fees and limits
• Revolut Help, timeframes for transfers: help.revolut.com, transfer timeframes
• Revolut Help, FSCS protection at Revolut Bank: help.revolut.com, how your money is protected
• Revolut, UK bank account and Instant Access Savings summary box: revolut.com/bank-account
• Revolut, Instant Access Savings: revolut.com/savings
• Revolut, Business Fees for all plans, UK: revolut.com/legal/business-fees-all-plans-current
• Revolut, international transfer fees, limits and rates: revolut.com blog, international transfers
• Revolut, 2025 Annual Report: revolut.com/annual-report-2025
• Sifted, Revolut UK banking licence restrictions lifted: sifted.eu, Revolut UK banking licence
• Sifted, Revolut to launch five credit cards in the UK: sifted.eu, Revolut credit cards
• Wise Group plc, full year 2026 results: sec.gov, Wise FY2026 results
• Wise, price comparison for GBP to EUR: wise.com/gb/compare
• Wise, fees for receiving and adding money, UK: wise.com/gb/pricing/receive
• Wise, card fees, UK: wise.com/gb/pricing/card-fees
• Wise, Wise Assets and Interest rates, UK: wise.com/gb/interest
• Wise Help, getting started with Direct Debits: wise.com help centre, Direct Debits
• Wise, Business pricing, UK: wise.com/gb/pricing/business
• Wise, how Wise Payments Ltd safeguards customer funds: wise.com help centre, safeguarding
• FCA Register, Wise Payments Limited (900507): register.fca.org.uk
• Bank of England, FSCS deposit limit rises to £120,000: bankofengland.co.uk
• Trustpilot, Wise reviews: trustpilot.com/review/wise.com
• Trustpilot, Revolut reviews: trustpilot.com/review/www.revolut.com